Credit scores and mortgages
Looking to buy your own home? Let’s talk about your credit history.
Improving your credit is one of the most important steps in your homebuying journey, but it’s also one that many people overlook. According to our survey, 47% of successful homebuyers were rejected for a mortgage in principle at some point in their journey. Your credit score is not just a number; it helps you unlock better mortgage rates and get on the property ladder with confidence.
Get startedWhat you need to know about mortgages & credit scores
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Popular mortgage & credit score FAQs
Do credit scores affect mortgage interest rates?
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Can I get a mortgage with a poor credit score?
How does remortgaging work if my credit has worsened?
Will my credit score go down if I move house?
If you’re working on improving your credit before applying for a mortgage, tools like Loqbox can help you build a stronger credit history over time.
See how Loqbox worksImprovements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
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