Get mortgage-ready:
Build your credit while you save
Get startedImprovements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.
Ready to make your move?
Whether you’re ready to buy a home or just getting started with a saving routine, our homebuying guides cover everything from credit scores and mortgages, to saving for a deposit and moving.
Why your credit score matters when buying a home
Your credit profile plays a significant role when you apply for a mortgage. A stronger credit history could save you thousands of pounds over time. Here’s why lenders pay attention to your credit score:
It shows lenders how reliably you manage credit and make your repayments
A stronger credit history will help you access better interest rates
It helps lenders decide how much you can borrow
What you need to know when buying a home
Buying a home can feel complicated, but the process becomes much clearer once you understand the steps involved.
We’ve got loads of information on credit scores, saving for a deposit, the buying process and what to expect when you move home. Explore it all below.
Frequently asked questions about buying a home
.png){kind=small}
Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
Start building your credit today
.png){kind=small}