Improve your credit score

Unlock new opportunities and achieve your money goals with Loqbox

Improve my credit

Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.

Logos for Experian, TransUnion, Equifax and Trustpilot

Why choose Loqbox?

Ready to take control of your finances? 

You’ve got this!

Our tools are designed to help you build brilliant new financial habits.
Enjoy more of what you love by making your money work for you.

Easy & automatic

Join in under 2 minutes. Get simple ways to boost your credit.

Feel happier and learn great habits

80% of members feel more motivated, knowledgeable or confident about money.

The UKs most-trusted credit builder

With 15,500+ 5 star Trustpilot reviews, we're the UK's number 1. Get on track with your goals.

Ready for a brighter financial future? Let’s get started!

Join Loqbox to get simple ways to improve your credit score
with all three of the UK’s main credit reference agencies (CRAs)
Experian, Equifax and TransUnion.

Start improving my score today
5 star rating

Amazing app

Dropped my credit utilisation from 30% to 7%.

Adam

5 star rating

300 points

In a short period I got about 300 points. I would recommend Loqbox to everyone who wants to boost their credit score.

Adrian

5 star rating

My credit score was below 300

Within three months of joining Loqbox it has gone above 500 and still going higher!

Victor

5 star rating

Amazing app

Dropped my credit utilisation from 30% to 7%.

Adam

5 star rating

300 points

In a short period I got about 300 points. I would recommend Loqbox to everyone who wants to boost their credit score.

Adrian

5 star rating

My credit score was below 300

Within three months of joining Loqbox it has gone above 500 and still going higher!

Victor

How to achieve your goals with Loqbox

Supercharge your progress with our best value plan

Full Loqbox members boost their credit scores by 200 points over 12 months on average.
Imagine the peace of mind you’ll feel with a better score.

Get all these incredible benefits for £2.50 a week:

Increase your credit score with simple monthly payments
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Build your credit score while saving towards a goal
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Increase your credit history with your rent
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Learn how to manage your money
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Get a personalised financial plan
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Save £10,000s on credit repayments
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Priority support from our experts
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Kickstart your journey to a brighter financial future.

Get started

Start growing your creditworthiness while saving

Loqbox Lite gives you a taste of what you could achieve with Loqbox.
For £0 or £30 a year*, you can start your journey with all these benefits:

Build a savings habit while you improve your credit
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Start your path to financial freedom with a few simple steps
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Learn how to make money work for you
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*Loqbox Lite is free to use if you redeem your savings into a new account with one of our partner banks. If you prefer, you can pay £30 for your credit building journey and transfer your savings to your existing current account.

Get everything you need to feel fantastic about your finances.

Get started

How Loqbox works

How does Loqbox boost my credit score?

Join Loqbox and activate one or more of our simple tools to build your credit history.

We'll report your payments to Experian, Equifax and TransUnion — this means they'll show on your credit report.

By proving you can make these payments on time, you build your credit history. Over time, this helps to increase your credit score.

What’s the difference between full Loqbox membership and Loqbox Lite?

Full Loqbox membership

  • Our fastest, best value credit-building plan
  • Get access to all of our tools
  • Full members are 30% more likely to access the credit they want after building their scores with Loqbox

Loqbox Lite

  • Start your journey with a Lite version of Loqbox
  • Build your credit with our savings feature

Join over 1,000,000 members on the path to a richer life

Understand the benefits and risks

We’re here to help you build your credit score, grow your savings and learn about how it all works. However, there are risks in joining. Please take time to understand these before starting. You can speak to our member support team if you have any questions.
Learn more