Simple steps to a richer life
Everyone has a story. And as individuals, we get to be the ‘main character’ of our own lives — with all the colourful chapters that unfold for us, and the turned down corners of pages that hold our important events.
Tracking spending is an important part of building (and sticking to) a healthy budget. It also helps you work towards your financial goals. Keeping track of expenses and getting a realistic understanding of all of your outgoings is vital to making the most of your income. Loqbox has simple tips for the best way to track spending and budget.
Investing can be risky. But, when things go well, it’s possible to make greater returns than you can get on your savings accounts. If you want to invest in stocks but you’re not sure where to start, don’t worry. Loqbox has you covered with our ‘stocks and shares for beginners’ guide. Discover some great hints and tips on how to invest in stocks in the UK.
When it comes to your personal finance, it's important to have some sort of budgeting strategy that works for you and your individual circumstances. One approach that’s had a lot of attention on TikTok recently is the 70-20-10 rule. So what is it and is it right for you? Loqbox takes a closer look.
Earning money while you’re at university or studying for an apprenticeship full-time isn’t easy. You’re already using up your ‘nine to five’ on your studies, so how can you find the time to make money? Whether you’re looking for some extra spending cash or you’re saving up for something special, Loqbox has you covered with 7 side hustles and passive income ideas for students.
Becoming a student is an exciting time in life. And for many it is the first time taking on new financial responsibilities, like building your credit score. You might be wondering how to increase your credit score as a student, or more likely, why do I even need a credit score as a student? Either way, Loqbox has done the studying for you. Here are our top tips.
Going on amazing adventures abroad and experiencing everything the world has to offer without breaking the bank can feel like an impossible day dream. But Loqbox has some really useful tips and tricks to help you travel on a budget, or even just go on holiday on a budget. Read on for cheap ways to travel and make memories that last a lifetime.
Late payments can sometimes sneak up on us, but understanding how late payments on credit reports affect your credit score is crucial for maintaining a healthy financial reputation. But does a late payment affect credit scores, how long do late payments stay on credit reports, and what about removing late payments from credit reports? Loqbox gets into it.
With interest rates soaring in 2023, you might be considering opening an ISA (Individual Savings Account). But does it have any impact on your credit rating and your credit score? Loqbox has your back with some advice on what is an ISA, what are the best ISA benefits you should know about, and do ISAs show on your credit report? Let’s get into it.
‘Good’ or ‘excellent’ credit score ratings can help you get the best mortgage and loan deals, rent places to live, and take out better credit cards. There are lots of tips on how to boost and maintain your credit scores. But what if you need to rebuild credit scores that are already ‘bad’? Loqbox looks at 7 ways to rebuild credit and get your score back on track.