Hopefully, you’ve had the chance to check out your credit reports from each Credit Reference Agency (CRA).
If you’ve tried but not managed to find your credit report, you might be 'invisible' to the system for some reason, meaning one or more CRA can't find you. Don’t worry, we can fix that now. Here are four things you can do right now:
The CRAs might be able to solve the problem for you right away. Use the links below to get in touch with each agency.
Each CRA must provide this by law online, it used to cost £2 but is now free (woohoo!). It's basic but a good starting point. Use the links below to get your copy:
This helps CRAs to identify you. You can learn more on the gov.uk website, or continue to our next Loqbox Learn article where we'll tell you everything you need to know.
Loqbox Rent helps you to boost your credit history with your regular rent payments. Simply sign up, connect your account and make your rent payments as normal each month. It doesn’t matter whether you pay rent to a landlord, the council, a friend, family member or partner — we'll report them to Experian for you.
Once you've gone through the steps above, keep checking your reports to see if your visibility is improving. But be patient, it can take a couple of months.
Your guide to navigating the financial system, providing helpful tips along the way and helping you to enjoy a happier, healthier relationship with money.Find out more
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