If you’re looking to get into investing, The first thing you should be investing in is a bit of time to get to know different types of investments and how they impact your credit scores. Loqbox is here to help you unpack the essentials!
Financial literacy affects people of all ages and backgrounds. It’s fair to say that we’re more educated about how to get into debt than we are about how to avoid or get out of it. Financial literacy in the UK is behind lots of other countries, so what can you do to teach yourself, your friends and your family about financial literacy?
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In the UK, one of the quickest and simplest ways to improve your credit score is to register to vote. In fact, if you don’t you could actually harm your chances of getting a loan, credit card or mortgage. Loqbox ticks the boxes on voting and how it affects your credit score.
Most of us care about our partners and want them to feel able to talk to us about anything. But even if we’re used to talking about other topics talking about money can feel a bit more difficult. So, whether you’re in a long-term relationship — or your relationship is shiny and new — Loqbox is here to help you feel more confident about having money conversations with your partner.
Ahh, money. That pesky subject that nobody seems to enjoy talking about. But like it or loathe it, money is a topic that affects us all.
Whether it’s ordering a takeaway at the end of a stressful day — or buying the jumper that was winking at you from the end of the supermarket aisle — most of us allow our emotions to affect our spending from time to time. So why not grab a warm drink, find a comfy spot on the sofa and allow Loqbox to help you understand more about emotional spending.
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What if you’ve never borrowed money or taken out a credit card? What shows on your credit report, how does it affect your credit score and how can you build your credit history to improve your credit score? Read on for our tips and guidance.
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HM Revenue & Customs (HMRC) collect your taxes and ensure they get paid and aren’t missed. If you don’t pay your taxes this becomes a debt to HMRC. But whether you pay it or not, does it affect your credit score? Loqbox has you covered!
Self-employment offers a great deal of freedom and flexibility, but it also comes with responsibility and uncertainty. Not only do you constantly need to find your next job, but you’ve got to organise your own taxes. There’s plenty to love about being your own boss, but Loqbox can help you be the boss of your own finances, too.?
Because money is a leading cause of stress we thought we’d share our tips on how to get a happy money mindset. We want to help you feel good about money. So if money is something that stresses you out, keep reading.
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