Get Financially Fit Money Goals

Get financially fit while planning to travel

May 02, 2022


It’s been a tough couple of years! In and out of lockdowns and all the worries that come with living through a pandemic. Not to mention the soaring cost of living and the global unrest on our newsfeed.


So you’d be forgiven for looking for some hope on the horizon — and having some tentative plans for the future on your mind.


If there’s been a silver-lining to the strangeness of COVID-19, it’s the extra time we’ve had to slow down and think about life’s priorities.


Whether it’s buying a home, saving for a rainy day, a wedding to plan or getting physically fit — there’s a world of life goals to look forward to. And the best part is that you get to pick the things that matter most to you!



Is travelling your one big goal?

If (like us) you’ve spent far too much time on Instagram looking at the jaw-dropping places around the globe, it may be high-time to plan that dream adventure (even if you can’t set off quite yet).


Big holidays or travelling might not be important goals for everyone — but if it is for you, then we wholeheartedly support it! After all, it’s the memories and life experience that you’ll be investing in.


Maybe you’ve always wanted to see just how blue Morocco’s Majorelle garden is? To sail the Norwegian fjords or catch a sleeper train across Europe? Whatever your dream destination is, LOQBOX wants to help you get there.



Get planning

Ready to choose your ultimate trip? How exciting! Here are some important tips to factor in:


Travel insurance

Whether you’re going snowboarding for a season or sunbathing on a beach for a week, researching travel insurance that offers you the right level of protection is what counts!

And if you’re thinking of booking a package holiday that includes a flight — check that your travel company is ATOL (Air Travel Organisers' Licensing) protected. This is to stop anyone being stranded on their trip (but it’s not applicable if you book with an airline directly).


Your budget

How much do you want to spend each day on accommodation, transport and food? For some, the best flights are not necessarily the cheapest ones (a 14-hour layover? Mm, no thanks).


Flight companies can sometimes increase the price if you keep checking for a certain time or date, so do your travel research on an incognito setting on your browser for the best deals.


And don’t forget the option to travel by land or sea, if you prefer a more environmentally-friendly adventure. If your dream holiday happens to be in Cornwall, then we’re fully behind your ultimate staycation.


Plan B

Check the place you’re visiting to see if COVID-19 restrictions are still in effect, or if they’re accepting tourists at this time. Rules around testing on arrival and the necessary documentation might be stricter than the UK’s.


Now more than ever, it’s better to be prepared and have a flexible attitude towards your time away, just in case you have to reroute on short notice. 


Your savings

Once you know how much your travels will cost, you may need to save beforehand. That’s where LOQBOX Save comes in!



Build your credit score while you save to go

A once-in-a-lifetime trip doesn’t have to mean you throw all caution to the wind, quit your job, sell your bike, put your hamster up for adoption and forget your life back home.


LOQBOX can help your long-term future while you save for your getaway now. With LOQBOX Save you can build your credit score with every monthly savings payment you make towards your travels.


Just choose how much you need to save, starting at £20 per month. We’ll collect that money from your account on a day that suits you best (payday is a popular choice). And every month we’ll report these payments to the UK’s three main credit reference agencies to boost your score.


You’ll get your lump sum of savings back at the end. Meaning, this time next year you could be heading off for a much deserved break. And you’ll have a shiny new credit score for when you return home to reality.



Why aim for a better credit score?

Close your eyes and fast-forward to the return home after your adventure. Once your travelling is out of the way, what would your next big goal be?


If it can be helped along with better mortgage rates, a lower deposit, cheaper loans or credit cards — then an improved credit score can help you with those! 



Win £1,000 to help with your holiday plans

Have you heard that this summer’s on LOQBOX? We’re giving away a £1,000 Airbnb gift card* to help towards your accommodation or to book experiences with the locals.


All you have to do is get started with LOQBOX Save before the competition ends at midnight on Friday 13th May 2022. And you’ll be automatically entered into our prize draw to win!


If you’re already signed up, you’ll be happy to hear that LOQBOX Lite members already get one entry. While full LOQBOX members get two! And you’ll earn further entries for each friend who signs up to LOQBOX Save using your invite code.


* Read the Airbnb gift card’s full T&Cs here. And LOQBOX’s prize draw terms of entry here.

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