Achieve your money goals

Get your new home

Get your new car

Get your dream holiday

We're here to help you feel better about your finances

✔ Build your credit score
✔ Gain the financial know-how you always wished for
✔ Enjoy a happier, healthier relationship with money

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It takes less than 2 minutes

Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.

Join the 1,000,000 people we've already helped

Start your journey to prove to the credit reference agencies that you can make regular payments

Loqbox makes it easy, automatic, and all for less than the price of a cappuccino

Build my credit score

Every point matters

Lenders make money by charging interest on the money you borrow. If your credit score is low, then they'll likely charge you more interest. This can mean you end up paying back much, much more than the original loan amount! (In fact, it could be many times the value of what you originally borrowed.)

By growing your score with Loqbox, we can help you shrink that interest rate and pay less to borrow money overall.

A table displaying how much you could save with an improved credit score. It reads "A 70 point increase could save you  £9401 on a £5000 personal loan, and £2040 on a £5000 credit card balance. A 300 point increase could save you £19630 on a £5000 personal loan, and £10365 on a £5000 credit card balance.Build my credit score
A table displaying how much you could save with an improved credit score. It reads "A 70 point increase could save you  £9401 on a £5000 personal loan, and £2040 on a £5000 credit card balance. A 300 point increase could save you £19630 on a £5000 personal loan, and £10365 on a £5000 credit card balance.

* Based on the difference in interest rates achievable with Poor and Fair credit ratings.
** Based on the difference in interest rates achievable with Poor and Good credit ratings

credit checklist

Understand the benefits and risks

We’re here to help you build your credit score, grow your savings and learn about how it all works. However, there are risks in joining. Please take time to understand these before starting. You can speak to our member support team if you have any questions.
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