Achieve your money goals
We're here to help you feel better about your finances
✔ Build your credit score
✔ Gain the financial know-how you always wished for
✔ Enjoy a happier, healthier relationship with money
Get startedIt takes less than 2 minutes
Improvements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
Join the 1,000,000 people we've already helped
Start your journey to prove to the credit reference agencies that you can make regular payments
Loqbox makes it easy, automatic, and all for less than the price of a cappuccino
Build my credit scoreDiscover our credit building tools
Pick a tool to get started with, or use them all at the same time. The choice is yours!
Every point matters
Lenders make money by charging interest on the money you borrow. If your credit score is low, then they'll likely charge you more interest. This can mean you end up paying back much, much more than the original loan amount! (In fact, it could be many times the value of what you originally borrowed.)
By growing your score with Loqbox, we can help you shrink that interest rate and pay less to borrow money overall.
Build my credit score*Based on the difference in interest rates achievable with “Very Poor” and “Poor” credit ratings
** Based on the difference in interest rates achievable with “Very Poor” and “Fair” credit ratings
Understand the benefits and risks
We’re here to help you build your credit score, grow your savings and learn about how it all works. However, there are risks in joining. Please take time to understand these before starting. You can speak to our member support team if you have any questions.