Loqbox Blog

Master your money with our latest articles, ideas and guides

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Does peer to peer (P2P) lending affect my credit score?

Peer to peer lending, also known as P2P lending or peer to peer financing, has grown in the financial landscape in the last ten years. But it’s still a fairly niche option for individuals and businesses looking to lend and borrow money. You might be considering it yourself. But does peer to peer lending affect credit scores? Loqbox has you covered.

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11 cheap things to do on a rainy day to save money

Getting out and about on hot sunny days is easy, but during wet winters (or even a particularly showery spring or summer) finding cheap things to do on rainy days with your partner or family can be a challenge. But rainy days don’t have to dampen your spirits or your budget. Embrace the opportunity to save money with Loqbox’s guide to 11 cheap rainy day activities.

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Overseas credit reports: Are credit scores international?

If you’re getting excited about moving abroad, or you’re just about to begin a new life in the UK, credit might not be the first thing on your mind. Things like finding a new place to call home, or settling into a new job, might feel more important right now. But because you often need credit to get phones, bank accounts and some rental agreements, before long you might be wondering: does your credit score transfer to another country?

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Credit scores & mortgage rates: Refinancing your mortgage

If you’re considering a move, looking for a better mortgage deal, or your current deal is coming to an end, questions about credit scores, mortgage rates, and how they’re connected might be on your mind. Loqbox has you covered with everything you need to know about refinancing mortgages and credit scores to help you find your best option.

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Finance and credit score trends seen in 2023

From rising inflation and the cost of living crisis, to cryptocurrencies and fintech apps that give the financial power back to consumers, money trends in 2023 have definitely had their ups and downs. Loqbox takes a look at some of the big finance trends and credit score trends we’ve seen this year and what they mean for you.

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9 tricks to raise your credit score according to TikTok

We all know that TikTok isn’t just about dance challenges and lip-syncing. It can also be a goldmine for money hacks, including tips and tricks to improve your credit score. But how do you know which advice you can trust? Loqbox takes a look at the latest TikTok credit score trends and ideas to bring you 9 of the best tricks to raise your credit score fast.

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How much does a CCJ affect your credit file?

At Loqbox, we know that facing a County Court Judgement (CCJ) can be a challenging experience. You might already know that having a CCJ affects your credit score, and you might have discovered the impact it can have on your creditworthiness. But we’re here to tell you that there is still hope if you have a CCJ on your credit report.

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What credit score do you need for PCP & HP finance?

If you're thinking about financing a new car, you're probably wondering what credit score you need for PCP finance (Personal Contract Purchase) or HP (Hire Purchase). Your credit score is important if you want to lease a car and can impact the deal you get. Loqbox delves into the world of car finance and credit scores to help you understand your options.

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9 best financial tips for 20 year olds

Thinking about personal finance in your 20s might not sound that exciting. But it’s actually the best time to get on top of it. Growing wealth takes time. Even if you can only commit a little to your money goals, if you stick with it you can reap long-term big benefits.

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Does going green save you money?

Climate change is a hot topic. But so is the cost of living crisis. It can feel difficult to think about saving the planet when you have to save the pennies. But is it possible to save money, go green, and achieve environmental and financial wellbeing? With living costs and sea levels rising fast, Loqbox asks the question: does going green save you money?

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