How walking can help you save money and feel better

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What if we told you there’s one simple habit that can boost your mood, help you save money, and even earn you a little extra — all while helping you get a bit fitter too?

Yep, we’re talking about good old-fashioned walking.

It’s free, it’s easy, and you don’t need any fancy gear to do it (though a pair of comfy trainers always helps). Whether you're after practical ways to cut costs, earn on the side, or just feel a bit more in control of your wellbeing, walking might just be your new best friend.

Discover the surprisingly powerful ways it can make a real difference.

Walking = saving

Let’s start with an obvious win: walking can help you save money without even trying. From fuel and fares to sneaky snack stops, choosing to stroll instead of drive or ride can make a bigger difference to your everyday costs than you’d think. 

Ditch the fuel bills

Even driving short distances can really add up. Petrol and diesel can cost you 13–17p per mile, and even electric cars aren’t free when you factor in charging. Add parking, congestion charges, and the wear-and-tear on tyres, and suddenly that “quick drive to the shop” costs more than your morning coffee.

Skip the fares

Buses, trains, electric scooters and Ubers… the average single bus fare in the UK is £2.40, and taxi trips often start at £5 or more. Walk when you can, and those savings start stacking up fast.

Say goodbye (or hello) to sneaky splurges

Walking can sometimes save you from impulse buys — especially if you’re not passing a shop every five steps. But let’s be real: the temptation is still there. The difference? When you’re walking, you’re more likely to be intentional about where you’re going and what you actually need. Bonus: no space for six multipacks of biscuits when you're carrying your shopping home!

Cancel the gym

Okay, so maybe not literally — but walking more can cut down your need for costly gym memberships or additional classes. It’s free cardio, it’s outside, and there’s no chance of making awkward eye contact in the weights area.

Don’t forget about the feel-good factor

It’s not all about saving money — walking is also amazing for your mind. Whether you're clearing your head after a long day or getting some fresh air before work, getting your steps in can be a real game-changer.

It can help reduce stress, boost your mood and help you sleep better — basically, it’s your free daily dose of dopamine.

Ready to walk the walk?

Finally, here’s the best part — starting small is totally fine. You don’t have to start hiking mountains or logging 20,000 steps a day. Just swapping short drives for strolls or adding an extra 10 minutes to your lunch break walk can start making a difference. Your body, mind and your bank balance will thank you.

So lace up, plug in your favourite playlist, and walk your way to financial (and mental) wellness.

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For just £2.50 a week, you could grow your credit score by up to 200 points in 12 months.
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Improvements to your credit score are not guaranteed