Loqbox Blog

Financial wellbeing is an important part of our financial health, and our physical and mental wellness too. Find out more about your financial wellbeing with Loqbox.

Loqbox is laying the cards on the table, and examining whether gambling affects your credit score in the UK. Find out if gambling online affects your credit rating or shows up on your credit history.

Loqbox is looking at how student loans affect your credit score and mortgage applications. Find out if student loans can help your credit score.

You’ve found your dream job. You’ve smashed the interview. Now you’re playing the waiting game. Dissecting and second-guessing every detail of your application. But what you might not know is if there will be a credit check for employment. And you may be curious as to whether your current credit score has an impact on your job offer.

If you’re not sure why your credit score is going down, don’t worry! In this blog, we’ll help you get to the bottom of why your credit score has dropped, and how you can start improving it again.

Loqbox is here to help you understand everything you need to know about overdrafts! Keep reading to understand how overdrafts affect your credit score and get tips for managing borrowing responsibly to protect your credit history.

We’re all in love with wellness trends. Whether we’re brewing our Lion’s Mane mushroom coffee, joining in with Joe Wicks on YouTube, or taking a minute out with Headspace — finding ways to feel good about your body and mind has never been so easy.

Take one quick glance at the daily stock market figures and it’s enough to cause beads of sweat down the average person’s forehead. Despite what economists may lead you to believe, money is an emotional topic.

If you’re looking for answers as to how missed payments may affect your credit score then Loqbox is here to explain. We answer ‘how late payments can negatively affect your credit’, ‘how long missed payments stay on your credit file’, and ‘what types of missed payments matter to your credit score’.

If you’re planning to apply for credit soon — like a loan, credit card or mortgage — your credit score matters. Check out Loqbox’s breakdown of what a good credit score is, plus our table of all the credit score ranges according to Equifax, Experian and TransUnion.