Loqbox Blog

Master your money with our latest articles, ideas and guides

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Credit scores and voting

In the UK, one of the quickest and simplest ways to improve your credit score is to register to vote. In fact, if you don’t you could actually harm your chances of getting a loan, credit card or mortgage. Loqbox ticks the boxes on voting and how it affects your credit score.

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How to talk to your partner about money

Most of us care about our partners and want them to feel able to talk to us about anything. But even if we’re used to talking about other topics talking about money can feel a bit more difficult. ‍So, whether you’re in a long-term relationship — or your relationship is shiny and new — Loqbox is here to help you feel more confident about having money conversations with your partner.

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These are the 6 most common reasons that people don’t discuss money

Ahh, money. That pesky subject that nobody seems to enjoy talking about. But like it or loathe it, money is a topic that affects us all.

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Understanding emotional spending

Whether it’s ordering a takeaway at the end of a stressful day — or buying the jumper that was winking at you from the end of the supermarket aisle — most of us allow our emotions to affect our spending from time to time. So why not grab a warm drink, find a comfy spot on the sofa and allow Loqbox to help you understand more about emotional spending.

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I have no credit history, where do I start?

What if you’ve never borrowed money or taken out a credit card? What shows on your credit report, how does it affect your credit score and how can you build your credit history to improve your credit score? Read on for our tips and guidance.

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What taxes affect your credit score?

HM Revenue & Customs (HMRC) collect your taxes and ensure they get paid and aren’t missed. If you don’t pay your taxes this becomes a debt to HMRC. But whether you pay it or not, does it affect your credit score? Loqbox has you covered!

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Can self-employment affect my credit score?

Self-employment offers a great deal of freedom and flexibility, but it also comes with responsibility and uncertainty. Not only do you constantly need to find your next job, but you’ve got to organise your own taxes. There’s plenty to love about being your own boss, but Loqbox can help you be the boss of your own finances, too.?‍

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5 good money habits of financially stable individuals

Money can cause a great deal of anxiety. When debts are mounting, it’s easy to feel financially trapped and as though your big life plans are financially out of reach. But don’t worry, Loqbox has your back with 5 good habits that will help you become a more financially stable person.

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How to get a happy money mindset

Because money is a leading cause of stress we thought we’d share our tips on how to get a happy money mindset. We want to help you feel good about money. So if money is something that stresses you out, keep reading.

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10 money saving tips to save money in the new year

New year’s resolutions don’t always last. But giving your money a quick health check in January can help you to smash your savings goals for the year ahead! Loqbox has 10 easy tips to get your money (and your financial wellbeing!) on track in the new year.

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