Buying your first house is an exciting life step. Getting your hands on your keys is really rewarding. But it’s pretty scary too. For most people it’s the biggest debt they will ever take on. And for some first time home buyers with a low credit score, it can feel especially daunting.
Your wedding day or civil partnership celebrations should be one of the biggest and best days of your life, right? You and your partner are ready to share the rest of your lives together – it’s exciting and something to dance about (literally). But as you get ready to legally join yourselves together, you may now be wondering: when it comes to your credit score, what exactly are you saying “I do” to?
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If you want to make a big purchase, get a mortgage to buy a house or apply for a credit card in the UK – you’ll hear lots about your credit score. So what is it and why should you worry about your credit score?
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Trying to figure out your credit score can be confusing. You think you’ve got it sorted. You know your credit score number and you know roughly where it sits on the scale. But then out of nowhere there’s this other number. And it’s different! "How many different credit scores are there?!" But don’t worry. Loqbox is here to help.
Retirement is hopefully a point in your life when you can change gear, find a new rhythm, and indulge in hobbies and interests you never had the time for in the rat race. But do you have to worry about your credit score when you move from a regular salary to taking a pension? Does being retired affect your credit score?
Finances are the last thing we need adding to our stresses when life gets too much. Loqbox is here to help guide you through some simple steps to help you manage your money better when you’re overwhelmed.
Find out what credit score you need for a loan in the UK. Discover what loans you can get with a low credit score, or limited credit history. Loqbox gets you the best loan offers by improving your credit score.
Death is not a happy subject. But it is a very real part of life, and it’s especially important to understand how debt works after someone passes away. Loqbox has laid out how the responsibility of debt is managed and why updating the person’s credit report matters.
One of the emotions that people experience when it comes to managing their finances is guilt. Loqbox looks at where money guilt comes from and how people can feel less guilty about their money habits.
Find out what is the difference between a soft credit check vs a hard credit check in the UK. Loqbox uncovers how long credit checks last and whether they show defaults or hurt your credit score. Make credit checks work for you with our handy tips.
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