Loqbox Blog

It’s a good idea to periodically check your credit score. Though it may be “out of sight, out of mind”, getting into the habit of checking it regularly can be really helpful. After all, you might suddenly need a loan or some other form of credit. It’s only then that you realise your credit score isn’t as high as you thought. Improving it is always an option of course, but it can take time. So you should deal with problems ahead of time. Future you will be so happy with present you when the time comes to get a loan!

Sometimes it feels like your personal finances are getting on top of you. Money seemingly disappears into thin air as your bills, loan repayments, food shopping and subscriptions chip away at your income. Then, before you know it you’re waiting for pay day just to do it all again! So how can you pay debts, grow your savings, or find a little something to invest?

There’s no denying your address is a really important part of your credit report. But it doesn’t affect your credit score directly. Confusing? Don’t worry! There’s lots of misunderstandings around how addresses and address changes impact your credit score. But Loqbox is here to put the record straight!

Loqbox was awarded the Tech South West Award for Fintech last night at the prestigious annual awards ceremony in Bristol.

So, you’ve managed to get your credit score where you want it. You get that warm fuzzy feeling of achievement as you see the credit rating dial swing way into the green.

There are lots of reasons that you might be selling your house. Maybe you’re planning to buy a new one, downsizing to a smaller property, or prefer to rent instead of paying a mortgage so a landlord can deal with maintenance responsibilities.

Financial wellbeing business ramps up commercial efforts with new hire

With the cost of living rising, energy bills at record highs, and money stresses creeping up on us all – you may find yourself looking at your bank account wondering how you’ll manage the cold winter months ahead. If you don’t have an emergency fund in place (and over half of UK adults don’t), you may even be feeling like you have no choice but to take out a personal loan to help you manage.

Loqbox today announces it has joined the 2025 Fintech Pledge (pledge2025.org) to help tackle the UK’s cost-of-living crisis.