Financial resolutions are a priority for people in 2023
A whopping 86% of Loqbox members surveyed plan to reduce spending in the new year
A whopping 86% of Loqbox members surveyed plan to reduce spending in the new year
Balance transfer credit cards are one of the most popular ways to begin clearing debts. So if your New Year’s Resolution is to work on becoming debt-free in 2023, or you’re looking to save some money on interest fees, this blog post is for you.
Whether it’s for an unexpected emergency or a wonderful celebration, most of us can agree that having a healthy pot of savings would really help to manage the big moments in life. The tricky part is building those savings. It takes a long time and money doesn’t grow on trees (sigh). So Loqbox has put together this blog to help you build a savings habit that sticks.
It’s time to leave Christmas behind, and start looking ahead to a brand new year. If you’re looking for ways to boost your financial wellbeing in 2023, then you’ve come to the right place! Here are our top reasons for taking control of your money this January.
Marriage is a common reason why people change their name. But there’s lots of reasons why you might want something new – entering into a civil partnership, transgender name changes, switching a child’s surname from one parent to another, reclaiming your original name after divorce or legal separation, or just not liking your birth name. But does changing your name affect credit scores in the UK?
There are loads of myths about how the three main credit reference agencies calculate your credit score. Money is a big enough source of anxiety without worrying about the things that aren’t true. Loqbox untangles fact from fiction, debunking 12 common credit score myths.
Payment holidays from credit cards, loans or mortgages let you take a break from repayments so you can balance your money if you are struggling to make ends meet. But do they show on your credit rating or affect your credit score?
When you think of ‘financial happiness’ that doesn’t necessarily mean ‘being rich’, right? A recent survey by Loqbox suggested that our members tend to classify financial wellbeing as being less to do with wealth, but rather that you don’t have to think (or worry) about money. We all have different situations in life, and we’re all trying to do our best. So what can we do to improve our financial happiness to make sure we’re enjoying happier, healthier relationships with money?
Findings from the latest Loqbox member survey
Buying at the “right” time, or “timing the market” as it’s known in the world of investing, is pretty much just luck, so it’s important that you decide whether or not to buy a home based on whether or not it’s right for you.