Renting or buying a property is a big decision, and it's one that many people struggle with. There are pros and cons to both options, and it can be difficult to know which one is right for you. If you're feeling overwhelmed, don't worry — you're not alone.
Around this time of year, our minds tend to turn towards resolutions around what truly matters to us most. And if you’re reading this, you’ve likely decided what your goal for the year ahead is already. The true challenge from here lies not only in setting the goal — but in achieving it. And this is where the concept of 'waypower' comes in. It’s your practical roadmap that complements the motivational drive of your willpower.
Are you a student living in the UK who is wondering how to sort out bills for a student house? You're not alone. Managing student utility bills, including council tax, electricity, gas, and water bills, can be a bit overwhelming at first. But fear not, Loqbox’s student bills guide will help you navigate the best ways to split the bills while keeping your credit score in mind too.
It’s likely that your internet bills and phone plans will make up a significant portion of your monthly expenses. But you may be paying more than you need to for these services. With some simple preparation, and a little nerve, Loqbox has some tips and tricks for how to negotiate a better phone plan or internet bill.
We all have our own little traditions that make Christmas special — whether it’s the food or simply a chance to spend time with friends. But, unfortunately, money can sometimes make us feel a little less festive — it’s really common to worry about financing Christmas. Loqbox is here to share some great tips and ideas to make saving for Christmas a breeze.
It’s a turbulent time for our personal finances, with rising inflation and a cost of living crisis. So, whether you’re worried about how inflation rates impact your credit score and credit cards, or if you’re wondering if credit unions are safer than banks during a recession, Loqbox will try to shed light on the issue.
If your data is stolen through cybercrime like hacking or phishing scams, it can be misused to apply for loans and credit cards in your name. You can credit freeze or credit lock your account to stop any new checks being made by lenders. But what does that mean for you and your credit report, and which is better: credit lock vs freeze?
With November’s National Stress Awareness Day falling in the middle of a cost-of-living crisis, can we expect to see a rise in mental health problems related to people dealing with additional financial stress this year? If so, what are the ways to cope with financial stress and be mindful of the impact it has on our overall wellbeing? Loqbox looks at ways to deal with financial stress and instil healthy habits to manage it.
Are you ready to embark on a journey towards financial success and freedom? Loqbox has got just the tool for you: a financial planning roadmap. Like a treasure map, but where ‘X’ marks the spot on your financial wellbeing. So buckle up as we guide you through steps to building your very own roadmap to financial freedom.
As we come together for World Mental Health Day on 10th October 2023, it's a reminder of the connection between mindfulness and money. While mental health encompasses a wide range of aspects in our lives, one area that often goes overlooked is our relationship with money. Loqbox looks at how practising financial mindfulness can lead to a positive money mindset.
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