Will your income tax personal allowance increase in 2023, what are the new higher rate thresholds for tax, and how will your money be affected under Prime Minister Rishi Sunak’s income tax? Loqbox has untangled the confusion to shine a little light on the new year!
Managing your money can feel overwhelming. But getting it right might save you £1,000s every year and help you find financial wellness and stability. It takes some patience and commitment but with Loqbox’s guide it doesn’t have to be daunting! Read on for tips and advice for personal money management.
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It would be nice if your regular payment of utility bills (like energy or mobile phone bills) would count towards your credit report and positively affect your credit score, right? Unfortunately, they generally have no impact. And worst of all, when they do it’s usually a negative one! But it’s not all bad news. When it comes to credit Loqbox knows the score.
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Balance transfer credit cards are one of the most popular ways to begin clearing debts. So if your New Year’s Resolution is to work on becoming debt-free in 2023, or you’re looking to save some money on interest fees, this blog post is for you.
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A whopping 86% of Loqbox members surveyed plan to reduce spending in the new year
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Whether it’s for an unexpected emergency or a wonderful celebration, most of us can agree that having a healthy pot of savings would really help to manage the big moments in life. The tricky part is building those savings. It takes a long time and money doesn’t grow on trees (sigh). So Loqbox has put together this blog to help you build a savings habit that sticks.
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Your credit score is an indication of your creditworthiness. But there’s no universal credit score (in fact you have three!) and they’re not the only thing lenders look at. In truth, no number guarantees you’ll be accepted for credit cards, loans or mortgages. But comparing your credit score with the UK average for your age is a useful way to see where you stand.
It’s time to leave Christmas behind, and start looking ahead to a brand new year. If you’re looking for ways to boost your financial wellbeing in 2023, then you’ve come to the right place! Here are our top reasons for taking control of your money this January.
Marriage is a common reason why people change their name. But there’s lots of reasons why you might want something new – entering into a civil partnership, transgender name changes, switching a child’s surname from one parent to another, reclaiming your original name after divorce or legal separation, or just not liking your birth name. But does changing your name affect credit scores in the UK?
There are loads of myths about how the three main credit reference agencies calculate your credit score. Money is a big enough source of anxiety without worrying about the things that aren’t true. Loqbox untangles fact from fiction, debunking 12 common credit score myths.
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