We’re all worried about our planet. We are faced with concerns about climate change, social inequality, and environmental issues at every turn. So, it makes sense that investments are starting to be seen through a greener lens too. But is it possible to achieve your financial goals while also making a positive impact on the world? Loqbox gets into it.
Simply put, your credit utilisation is the amount of your available credit that you’re using. Credit utilisation is one of the most important factors when calculating your credit score. Having a low credit utilisation ratio (not using too much of your available credit) can give your credit score a boost. Loqbox helps to get your credit utilisation in shape.
Buying your first home is an exciting milestone in your life, but it can also be a daunting process, especially when it comes to understanding first-time buyer credit scores in the UK. You might be wondering what the minimum credit score first-time home buyers need is, or if you can get a first-time buyer mortgage with no credit history at all? Loqbox has you covered!
Getting divorced or dissolving a civil partnership can be an emotionally taxing time. And when money is wrapped up in the process it can be even more challenging to untangle and reorganise. On top of all that, you might be wondering: does a divorce affect your credit score? Loqbox’s guide has tips and advice on building and repairing credit after divorce or legal separation.
Whether you're newlyweds, engaged, unmarried, or in a committed relationship, you need to find ways to handle your finances together. Managing money as a couple can be challenging, but with open communication plus Loqbox’s guide to financial planning and money management as a couple, you can build a strong financial future together!
If you’re between 18 and 25 years old, you’re a young adult. As the name suggests, it’s a time when you might be starting to support yourself in new and different ways. It can be daunting, especially when it comes to managing money for young adults and personal finance for teens. Loqbox has your back with some great finance tips for young adults.
Credit cards can get a bad rap. That’s because you can be stung by high interest rates if you don’t make repayments on time. But when used responsibly, there are actually lots of benefits of using credit cards. Loqbox takes a look at the risks and advantages of credit cards, and what else you can do to give your financial wellbeing a boost!
We all face unexpected financial challenges in our lives. The fridge packs in, the car needs major repairs, there’s a leak in the house, or you find yourself suddenly unable to work. Whatever the curveball, having an emergency fund or rainy day savings can be a real lifeline. Get in the know as Loqbox puts on its wellies to splash about in rainy day funds.
Everybody loves payday! We’ve been waiting for it, watching it get closer in the calendar until finally it arrives. In fact, we’re so excited that we go out and splurge the lot. Then you’re back to ticking off days on the calendar! Does that sound like a familiar pay-day routine? Don’t panic! Loqbox’s simple guide explores how to manage money better.
University can cost a lot of money so lots of us step out into the world with a big debt already hanging over our heads. So naturally, once we’re financially able to think about it, a lot of us wonder: “Should I pay off my student loans early?”. Loqbox explores if you should pay off student loans early, how much you should pay and whether you should invest instead?
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