Loqbox Blog

Master your money with our latest articles, ideas and guides

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Soft vs hard credit checks: What’s the difference?

Find out what is the difference between a soft credit check vs a hard credit check in the UK. Loqbox uncovers how long credit checks last and whether they show defaults or hurt your credit score. Make credit checks work for you with our handy tips.

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The link between your financial, physical, and mental wellbeing

Financial wellbeing is an important part of our financial health, and our physical and mental wellness too. Find out more about your financial wellbeing with Loqbox.

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Does gambling affect your credit score in the UK?

Loqbox is laying the cards on the table, and examining whether gambling affects your credit score in the UK. Find out if gambling online affects your credit rating or shows up on your credit history.

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Do student loans affect your credit score?

Loqbox is looking at how student loans affect your credit score and mortgage applications. Find out if student loans can help your credit score.

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Employment credit checks: 7 things you need to know about pre-employment credit checks

You’ve found your dream job. You’ve smashed the interview. Now you’re playing the waiting game. Dissecting and second-guessing every detail of your application. But what you might not know is if there will be a credit check for employment. And you may be curious as to whether your current credit score has an impact on your job offer.

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Why has my credit score gone down? Reasons your score may have dropped

If you’re not sure why your credit score is going down, don’t worry! In this blog, we’ll help you get to the bottom of why your credit score has dropped, and how you can start improving it again.

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Does having or going into your overdraft affect your credit score?

Loqbox is here to help you understand everything you need to know about overdrafts! Keep reading to understand how overdrafts affect your credit score and get tips for managing borrowing responsibly to protect your credit history.

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Financial fitness is the next big wellness trend

We’re all in love with wellness trends. Whether we’re brewing our Lion’s Mane mushroom coffee, joining in with Joe Wicks on YouTube, or taking a minute out with Headspace — finding ways to feel good about your body and mind has never been so easy.

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Scared of money? 6 common financial fears and how to conquer them

Take one quick glance at the daily stock market figures and it’s enough to cause beads of sweat down the average person’s forehead. Despite what economists may lead you to believe, money is an emotional topic.

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Buy Now, Pay Later: Does it Impact Your Credit Score?

Loqbox helps you understand everything about Buy Now, Pay Later. Does using Buy Now, Pay Later services – such as Klarna, Zilch, Laybuy, Clearpay and OpenPay – improve or affect your credit score? What makes BNPL different from other types of borrowing? And how might changes in the UK impact you?

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