Increase your chance of approval for a Vanquis credit card with a better credit score.* Build your credit score for free with LOQBOX.

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LOQBOX helps you build your credit score and save £1,000s on credit cards, loans and mortgages.

Watch this video to find out how LOQBOX works.


Decide what you could save in a year. We lock away a 0% APR loan for that amount in your LOQBOX. Like a digital piggy bank.


Pay off the loan over 12 months, growing your credit score as you go to unlock better borrowing.


Once your loan is repaid, you release every penny into a new bank account for free. Or into an existing account for £30.

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Still got questions?
Read more about how LOQBOX works

*Approval for a Vanquis card after using LOQBOX is not guaranteed as many external factors may influence your application’s success. However building your credit score before applying again is advisable.

What our customers say

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It's quick, simple and easy to sign up

LOQBOX is free when you release your savings into a new bank account with one of our partners. Or £30 when you transfer them to an existing account.

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