Improve your credit score
Unlock new opportunities and achieve your money goals with Loqbox
Improve my creditImprovements to your credit score are not guaranteed.
Missing payments to Loqbox or other credit accounts may harm your score.
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Why choose Loqbox?
Ready to take control of your finances?
You’ve got this!
Our tools are designed to help you build brilliant new financial habits.
Enjoy more of what you love by making your money work for you.
Easy & automatic
Join in under 2 minutes. Get simple ways to boost your credit.
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Feel happier and learn great habits
80% of members feel more motivated, knowledgeable or confident about money.
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The UKs most-trusted credit builder
With 15,500+ 5 star Trustpilot reviews, we're the UK's number 1. Get on track with your goals.
Ready for a brighter financial future? Let’s get started!
Join Loqbox to get simple ways to improve your credit score
with all three of the UK’s main credit reference agencies (CRAs)
Experian, Equifax and TransUnion.
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Amazing app
Dropped my credit utilisation from 30% to 7%.
Adam
300 points
In a short period I got about 300 points. I would recommend Loqbox to everyone who wants to boost their credit score.
Adrian
My credit score was below 300
Within three months of joining Loqbox it has gone above 500 and still going higher!
Victor
Amazing app
Dropped my credit utilisation from 30% to 7%.
Adam
300 points
In a short period I got about 300 points. I would recommend Loqbox to everyone who wants to boost their credit score.
Adrian
My credit score was below 300
Within three months of joining Loqbox it has gone above 500 and still going higher!
Victor
How to achieve your goals with Loqbox
Supercharge your progress with our best value plan
Full Loqbox members boost their credit scores by 200 points over 12 months on average.
Imagine the peace of mind you’ll feel with a better score.
Get all these incredible benefits for £2.99 a week:
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Kickstart your journey to a brighter financial future.
Get startedStart growing your creditworthiness while saving
Loqbox Lite gives you a taste of what you could achieve with Loqbox.
For £0 or £30 a year*, you can start your journey with all these benefits:
*Loqbox Lite is free to use if you redeem your savings into a new account with one of our partner banks. If you prefer, you can pay £30 for your credit building journey and transfer your savings to your existing current account.
Get everything you need to feel fantastic about your finances.
Get startedHow Loqbox works
How does Loqbox boost my credit score?
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Join Loqbox and activate one or more of our simple tools to build your credit history.
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We'll report your payments to Experian, Equifax and TransUnion — this means they'll show on your credit report.
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By proving you can make these payments on time, you build your credit history. Over time, this helps to increase your credit score.
What’s the difference between full Loqbox membership and Loqbox Lite?
Full Loqbox membership
- Our fastest, best value credit-building plan
- Get access to all of our tools
- Full members are 30% more likely to access the credit they want after building their scores with Loqbox
Loqbox Lite
- Start your journey with a Lite version of Loqbox
- Build your credit with our savings feature
Join over 1,000,000 members on the path to a richer life
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