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Loqbox Score hub

Loqbox helps you on your home buying journey by helping you save and improve your credit score with all three of the UK's main Credit Reference Agencies (Equifax, Experian, and TransUnion).
Credit building
September 1, 2025
Credit reference agencies: Who are they, what is the difference and who do lenders use?
When you apply for credit, like a mortgage, a loan or a credit card, the lender will consider your application carefully. This typically requires a credit check and a look at your affordability (i.e. can you afford to pay this money back). But each lender has their own exact method to come to a decision.
Credit building
February 7, 2025
How to correct errors in your credit report
It’s a good idea to periodically check your credit score. Though it may be “out of sight, out of mind”, getting into the habit of checking it regularly can be really helpful. After all, you might suddenly need a loan or some other form of credit. It’s only then that you realise your credit score isn’t as high as you thought. Improving it is always an option of course, but it can take time. So you should deal with problems ahead of time. Future you will be so happy with present you when the time comes to get a loan!
Financial wellbeing
February 26, 2025
Should I worry about my credit score?
If you want to make a big purchase, get a mortgage to buy a house or apply for a credit card in the UK – you’ll hear lots about your credit score. So what is it and why should you worry about your credit score?‍
Credit building
December 11, 2025
Why are my credit scores different?
Trying to figure out your credit score can be confusing. You think you’ve got it sorted. You know your credit score number and you know roughly where it sits on the scale. But then out of nowhere there’s this other number. And it’s different! "How many different credit scores are there?!" But don’t worry. Loqbox is here to help.

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credit score

Gain the financial know-how you always wished for

Enjoy a happier, healthier relationship with money

We're here to help you feel better about your finances

Build your credit score
Gain the financial know-how you always wished for
Enjoy a happier, healthier relationship with money
Join now

We're here to help you feel better about your finances

Build your credit score
Gain the financial know-how you always wished for
Enjoy a happier, healthier relationship with money
Join now
Categories
Debt and borrowing
Making money
Students & young people
Moving to the UK
Homes & mortgages
Budgeting
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Latest posts

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©2025 Loqbox Technology UK Limited – Registered in England and Wales, Company Registration number: 07916178.

Loqbox Technology UK Limited is registered with the Information Commissioner’s Office, registration number: Z3176777.

Loqbox™ is a trademark of Nooli UK Limited and used under license by Loqbox Technology UK Limited.

Loqbox Technology UK Limited is authorised and regulated by the Financial Conduct Authority (FRN 694919) for certain regulated activities. Registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN. Some services we provide are not regulated by the FCA. Information about the regulatory status of our products and services can be found at https://www.loqbox.com/en-gb/regulatory-status.

DDC Financial Solutions Limited – Registered in England and Wales, Company Registration number: 07586243. DDC Financial Solutions Limited (trading as Loqbox Finance) is authorised and regulated by the Financial Conduct Authority (FRN 678579) registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN.

Loqbox is only available to residents of the United Kingdom, Channel Islands and Isle of Man aged 18 and over. Terms and conditions apply.

Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.

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