A credit score dial

Loqbox Score hub

Loqbox helps you on your home buying journey by helping you save and improve your credit score with all three of the UK's main Credit Reference Agencies (Equifax, Experian, and TransUnion).
Credit building
January 31, 2025
7 ways to rebuild your credit score
‘Good’ or ‘excellent’ credit score ratings can help you get the best mortgage and loan deals, rent places to live, and take out better credit cards. There are lots of tips on how to boost and maintain your credit scores. But what if you need to rebuild credit scores that are already ‘bad’? Loqbox looks at 7 ways to rebuild credit and get your score back on track.
Credit building
January 29, 2025
What is credit utilisation?
Simply put, your credit utilisation is the amount of your available credit that you’re using. Credit utilisation is one of the most important factors when calculating your credit score. Having a low credit utilisation ratio (not using too much of your available credit) can give your credit score a boost. Loqbox helps to get your credit utilisation in shape.
Financial wellbeing
December 11, 2025
Borrowing power vs credit scores
In today's world, our financial health is largely judged by our credit score. A good credit score can help you get approved for loans and credit cards, while a bad credit score can limit your borrowing power. But what’s the difference between borrowing power vs credit score? Loqbox has the answers.
Credit building
October 13, 2025
5 ways to start building your credit history without a credit card
Credit cards — those bits of plastic are great tools for building your evidence of how you use credit. With that history of credit use, you’ll be able to show lenders how responsible you are with borrowing money. But getting a credit card feels a bit scary, there are other ways to help you build this evidence. And whichever you choose, what you actually need to master is how to use credit responsibly.

We're here to help you feel better
about your finances

Build your
credit score

Gain the financial know-how you always wished for

Enjoy a happier, healthier relationship with money

We're here to help you feel better about your finances

Build your credit score
Gain the financial know-how you always wished for
Enjoy a happier, healthier relationship with money
Join now

We're here to help you feel better about your finances

Build your credit score
Gain the financial know-how you always wished for
Enjoy a happier, healthier relationship with money
Join now
Categories
Debt and borrowing
Making money
Students & young people
Moving to the UK
Homes & mortgages
Budgeting
Subscribe to Loqbox Inbox
Thank you for subscribing!
Oops! Something went wrong while submitting the form.
A letter that reads "Your special delivery of financial know-how"
Give your credit score a boost
For just £2.50 a week, you could see your credit score rise by up to 300 points in the first three months
Get started
Two lightning bolts

Latest posts

Sep 28, 2022
How to deal with feeling guilty about money
One of the emotions that people experience when it comes to managing their finances is guilt. Loqbox looks at where money guilt comes from and how people can feel less guilty about their money habits.
Sep 27, 2022
Soft vs hard credit checks: What’s the difference?
Find out what is the difference between a soft credit check vs a hard credit check in the UK. Loqbox uncovers how long credit checks last and whether they show defaults or hurt your credit score. Make credit checks work for you with our handy tips.
Sep 26, 2022
The link between your financial, physical, and mental wellbeing
Financial wellbeing is an important part of our financial health, and our physical and mental wellness too. Find out more about your financial wellbeing with Loqbox.
Financial wellbeing
Sep 25, 2022
Does gambling affect your credit score in the UK?
Loqbox is laying the cards on the table, and examining whether gambling affects your credit score in the UK. Find out if gambling online affects your credit rating or shows up on your credit history.
loqbox logo light

What we do

Home

Our mission

Member stories

Loqbox Save

Loqbox Grow

Loqbox Rent

Loqbox Coach

Sitemap

Learn

Improve your credit score

How it works

Achieve your goals

Loqbox Learn

Blog

Get help

Support

FAQs

Vulnerable customers

Work with us

Partners

Careers

Legal stuff

Terms of use

Privacy notice

Cookie policy

Complaints policy

Member's agreement

Loqbox tariff

Risks & benefits

Regulatory status

News

Newsroom

Social

instagram logofacebook logotwitter logolinkedin iconyoutube icontiktok icon

News

Newsroom

©2025 Loqbox Technology UK Limited – Registered in England and Wales, Company Registration number: 07916178.

Loqbox Technology UK Limited is registered with the Information Commissioner’s Office, registration number: Z3176777.

Loqbox™ is a trademark of Nooli UK Limited and used under license by Loqbox Technology UK Limited.

Loqbox Technology UK Limited is authorised and regulated by the Financial Conduct Authority (FRN 694919) for certain regulated activities. Registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN. Some services we provide are not regulated by the FCA. Information about the regulatory status of our products and services can be found at https://www.loqbox.com/en-gb/regulatory-status.

DDC Financial Solutions Limited – Registered in England and Wales, Company Registration number: 07586243. DDC Financial Solutions Limited (trading as Loqbox Finance) is authorised and regulated by the Financial Conduct Authority (FRN 678579) registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN.

Loqbox is only available to residents of the United Kingdom, Channel Islands and Isle of Man aged 18 and over. Terms and conditions apply.

Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.

loqbox UK
United Kingdom