Achieve your money goals

Get what you want: Your dream home, car or holiday

• Build your credit

• Gain the financial know-how you always wished for

• Enjoy a happier, healthier relationship with money

It takes less than 2 minutes

Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.

Best Credit Building Service 2025

Best Credit Building Product Finalist 2025

Fintech Pledge Participant 2025

Innovation in Consumer Finance Award Finalist 2024

Best Credit Building Service 2025

Best Credit Building Product Finalist 2025

Fintech Pledge Participant 2025

Innovation in Consumer Finance Award Finalist 2024

Best Credit Building Service 2025

Best Credit Building Product Finalist 2025

Fintech Pledge
Participant 2025

Innovation in Consumer Finance Award Finalist 2024

Best Credit Building Service 2025

Innovation in Consumer Finance Award Finalist 2024

Fintech Pledge Participant 2025

Best Credit Building Product Finalist 2025

Best Credit Building Service 2025

Innovation in Consumer Finance Award Finalist 2024

Fintech Pledge Participant 2025

Best Credit Building Product Finalist 2025

Get better credit in three simple steps

Start your 7-day free trial and activate your credit-building tools. Your first week of membership is on us!

Make monthly payments

We report these to Experian, Equifax and TransUnion, which helps to build your score.

Watch your credit grow

Stay consistent with your Loqbox payments and over time build a stronger credit history.

Learn more about how Loqbox works

7-day free trial, then you’ll be charged £2.99 per week. You can cancel anytime, and any additional features will cost extra.

What’s possible with your membership?

Build habits for life

Get a personalised plan, tips and guides so you can navigate the financial system confidently and stay on track.

Build credit while you save

Pick a savings goal between £20 and £200 a month. Stick with it for a year and strengthen your credit history while you watch your savings grow.

Make your rent count

We’ll report your rent payments to Experian. That way, your biggest monthly expense helps improve your credit.

Build habits for life

Get a personalised plan, tips and guides so you can navigate the financial system confidently and stay on track.
‍

Build credit while you save

Pick a savings goal between £20 and £200 a month. Stick with it for a year and strengthen your credit history while you watch your savings grow.

Make your rent count

We’ll report your rent payments to Experian. That way, your biggest monthly expense helps improve your credit.

Join the 1,000,000 people we've already helped

Start your journey to prove to the credit reference agencies that you can make regular payments.

Loqbox makes it easy, automatic, and all for less than the price of a cappuccino.

Build my credit score

Best Credit Building Service 2025

Innovation in Consumer Finance Award Finalist 2024

Fintech Pledge Participant 2025

Best Credit Building Product Finalist 2025

Best Credit Building Service 2025

Innovation in Consumer Finance Award Finalist 2024

Fintech Pledge Participant 2025

Best Credit Building Product Finalist 2025

Choose your goal

What’s your next move? It’s time to set a clear focus and decide your next step.

Build your credit

Own your own home

Save for the future

Feel in control of your debt

Build your credit

Own your own home

Save for the future

Feel in control of your debt

Tap the links above to find out how to achieve your money goals with Loqbox. Financial freedom could be just one click away.

Improvements to your credit score are not guaranteed.

Every point matters

Lenders make money by charging interest on the money you borrow. If your credit score is low, they'll likely charge you more interest. This can mean you end up paying back much, much more than the original loan amount! (In fact, it could be many times the value of what you originally borrowed.) By growing your score with Loqbox, we can help you shrink that interest rate and pay less to borrow money overall.

Get started

With a £5,000 personal loan and a £5,000 credit card balance, a 50-point credit score increase could save you £12,226.* A 200-point increase could save you £28,535.**

*Based on the difference in interest rates achievable with “Very Poor” and “Poor” credit ratings
** Based on the difference in interest rates achievable with “Very Poor” and “Fair” credit ratings

Understand the benefits and risks

We’re here to help you build your credit, grow your savings and learn about how it all works. Please consider the benefits and risks before joining. You can speak to our member support team if you have any questions.

Learn more

We've got more than 19,000 5-star reviews on Trustpilot to prove it

See more on Trustpilot

The UK's top companies trust Loqbox

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©2025 Loqbox Technology UK Limited – Registered in England and Wales, Company Registration number: 07916178.

Loqbox Technology UK Limited is registered with the Information Commissioner’s Office, registration number: Z3176777.

Loqbox™ is a trademark of Nooli UK Limited and used under license by Loqbox Technology UK Limited.

Loqbox Technology UK Limited is authorised and regulated by the Financial Conduct Authority (FRN 694919) for certain regulated activities. Registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN. Some services we provide are not regulated by the FCA. Information about the regulatory status of our products and services can be found at https://www.loqbox.com/en-gb/regulatory-status.

DDC Financial Solutions Limited – Registered in England and Wales, Company Registration number: 07586243. DDC Financial Solutions Limited (trading as Loqbox Finance) is authorised and regulated by the Financial Conduct Authority (FRN 678579) registered office at Henleaze Business Centre, Henleaze, Bristol BS9 4PN.

Loqbox is only available to residents of the United Kingdom, Channel Islands and Isle of Man aged 18 and over. Terms and conditions apply.

Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.

Achieve your money goals

Get what you want: Your dream home, car or holiday

• Build your credit

• Gain the financial know-how you always wished for

• Enjoy a happier, healthier relationship with money

Get better credit in three simple steps

What’s possible with your membership?

Join the 1,000,000 people we've already helped

Choose your goal

Every point matters

*Based on the difference in interest rates achievable with “Very Poor” and “Poor” credit ratings** Based on the difference in interest rates achievable with “Very Poor” and “Fair” credit ratings

Understand the benefits and risks

We've got more than 19,000 5-star reviews on Trustpilot to prove it

The UK's top companies trust Loqbox

What we do

Learn

Get help

Work with us

Legal stuff

News

Social

News

*Based on the difference in interest rates achievable with “Very Poor” and “Poor” credit ratings
** Based on the difference in interest rates achievable with “Very Poor” and “Fair” credit ratings