Payment holidays from credit cards, loans or mortgages let you take a break from repayments so you can balance your money if you are struggling to make ends meet. But do they show on your credit rating or affect your credit score?
When you think of ‘financial happiness’ that doesn’t necessarily mean ‘being rich’, right? A recent survey by Loqbox suggested that our members tend to classify financial wellbeing as being less to do with wealth, but rather that you don’t have to think (or worry) about money. We all have different situations in life, and we’re all trying to do our best. So what can we do to improve our financial happiness to make sure we’re enjoying happier, healthier relationships with money?
Findings from the latest Loqbox member survey
Buying at the “right” time, or “timing the market” as it’s known in the world of investing, is pretty much just luck, so it’s important that you decide whether or not to buy a home based on whether or not it’s right for you.
2022, what a year! But even though there have been many challenges to face, lots of Loqbox members have been able to achieve wonderful things. We just wanted to say a huge thank you to our 7,500+ members who have given us a 5 star review, and shine the spotlight on some of the ways you’ve hit your goals in 2022.
It’s easy to get confused when you’re looking at your credit score. There’s a lot of credit terminology that could be unfamiliar, not to mention US terminology mixed in with ours here in the UK! But it’s actually all a lot more simple than it looks, so Loqbox is here to help translate 15 common credit terms that are really useful to know.
Everybody’s got one in their pocket, but that doesn’t mean your phone should burn a hole in it. Find out what credit score you need to get a mobile phone, how phone contracts affect your credit score and if there’s a minimum credit score you need to get a phone contract. Let’s get into it!
LOQBOX today announced it ranked number 45 in the 2022 Deloitte UK Technology Fast 50, a ranking of the 50 fastest-growing technology companies in the UK.
Whether you’ve recently landed a new job, unfortunately lost your previous one or you’re making ends meet some other way — you might be wondering if changing jobs can affect your credit score, and, you may want to know if your employment status or your income will impact on your ability to borrow money.
A credit card lets you borrow money up to an agreed limit so you can make purchases beyond your immediate means. This can be great if you need to spend more than you have saved. But remember, unlike your debit card which gives you access to the money in your bank account, credit cards are borrowed money!
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