Loqbox Blog

Master your money with our latest articles, ideas and guides

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Student utility bills: How to sort out student house bills

Are you a student living in the UK who is wondering how to sort out bills for a student house? You're not alone. Managing student utility bills, including council tax, electricity, gas, and water bills, can be a bit overwhelming at first. But fear not, Loqbox’s student bills guide will help you navigate the best ways to split the bills while keeping your credit score in mind too.

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How to negotiate a lower internet and phone bill

It’s likely that your internet bills and phone plans will make up a significant portion of your monthly expenses. But you may be paying more than you need to for these services. With some simple preparation, and a little nerve, Loqbox has some tips and tricks for how to negotiate a better phone plan or internet bill.

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Saving money for Christmas: Your Christmas savings plan

We all have our own little traditions that make Christmas special — whether it’s the food or simply a chance to spend time with friends. But, unfortunately, money can sometimes make us feel a little less festive — it’s really common to worry about financing Christmas. Loqbox is here to share some great tips and ideas to make saving for Christmas a breeze.

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Credit scores and inflation: Protect your credit score

It’s a turbulent time for our personal finances, with rising inflation and a cost of living crisis. So, whether you’re worried about how inflation rates impact your credit score and credit cards, or if you’re wondering if credit unions are safer than banks during a recession, Loqbox will try to shed light on the issue.

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Credit locks vs credit freezes

If your data is stolen through cybercrime like hacking or phishing scams, it can be misused to apply for loans and credit cards in your name. You can credit freeze or credit lock your account to stop any new checks being made by lenders. But what does that mean for you and your credit report, and which is better: credit lock vs freeze?

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Finance and stress: National Stress Awareness Day 2023

With November’s National Stress Awareness Day falling in the middle of a cost-of-living crisis, can we expect to see a rise in mental health problems related to people dealing with additional financial stress this year? If so, what are the ways to cope with financial stress and be mindful of the impact it has on our overall wellbeing? Loqbox looks at ways to deal with financial stress and instil healthy habits to manage it.

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How to build a financial planning roadmap

Are you ready to embark on a journey towards financial success and freedom? Loqbox has got just the tool for you: a financial planning roadmap. Like a treasure map, but where ‘X’ marks the spot on your financial wellbeing. So buckle up as we guide you through steps to building your very own roadmap to financial freedom.

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World Mental Health Day: mindfulness and money management

As we come together for World Mental Health Day on 10th October 2023, it's a reminder of the connection between mindfulness and money. While mental health encompasses a wide range of aspects in our lives, one area that often goes overlooked is our relationship with money. Loqbox looks at how practising financial mindfulness can lead to a positive money mindset.

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What is ethical investing?

If you want to match your financial goals with your ethical values, Loqbox has you covered with a deep dive into the world of ethical investing. Not only can you grow your wealth, but by investing ethically you can also help to build a better world and a more responsible future. Let's unpack the what, why, and how of ethical investing in the UK.

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How to stop impulse buying

Impulse buying might sound like a great day at the mall, but for many it’s a real problem. Whether it’s the latest fashion, the newest tech, or the tastiest treats, high street and online impulse buying can stop us reaching financial goals and even push us into debt. Loqbox digs into what causes us to purchase things impulsively and how we can learn to stop.

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