Loqbox Blog

Master your money with our latest articles, ideas and guides

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Top tips for using a credit-building card to improve your credit score

“I know that this is a topic that is almost over explored. It’s also a topic that we can find on the Loqbox blog. But I am still not sure how to maximise the benefits of having a credit card. I used a credit-builder credit card for almost 2 years, but my credit score did not improve significantly. Because of this, I’m worried I’m doing something wrong. Could you elaborate on the way customers should behave? I mean, we all know that paying in full every month means that we won’t be charged any interest, but when exactly should we clear our balance? Let’s say that the balance closes on the 6th of every month, should we clear it before the end of the month so 30th/31st or after the statement so 6th/7th? Is it better to clear 100% of balance or maybe 99%, as I saw somewhere?” – Loqbox customer

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What is a credit-building credit card?

Watch Loqbox's short video explaining what a credit-building credit card is

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Moving back to the UK: a checklist for global citizens

You’re here because you’ve made the decision to move back home to the UK after living abroad for a period of time, or you’re thinking about it. Last time we looked at the things that may affect you unexpectedly when moving back to the UK. In that article we explored some of the challenges you may face on the journey from expat to repat. That post was about understanding some of the unexpected situations you might come up against when moving — because after all being forewarned is being forearmed.

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Katy Ringsdore Joins Fintech Business, Loqbox

Former journalist and media relations expert joins as Head of Media Relations.

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Three things that may affect you unexpectedly when moving back to the UK

With everything going on in the world at the moment, understandably global citizens living abroad are considering whether it’s time to move back home to the UK. Two forces in particular are converging simultaneously to prompt British expats to think about making the move home. The first is Covid-19, and the second? Brexit.

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Money Goals: Product Manager

Occupation: Product Manager Industry: Fintech Age: 27 Location: Bristol

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Stamp duty holiday: what it means for first time buyers

On July 8th Rishi Sunak revealed a stamp duty holiday on properties of up to £500,000 effective immediately in England and Northern Ireland. Scotland and Wales followed soon after announcing their equivalent of stamp duty holidays, and waiving stamp duty on purchases up to £250,000 in both countries.

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