Loqbox Blog

Master your money with our latest articles, ideas and guides

This is post main image

How do missed payments affect your credit score?

If you’re looking for answers as to how missed payments may affect your credit score then Loqbox is here to explain. We answer ‘how late payments can negatively affect your credit’, ‘how long missed payments stay on your credit file’, and ‘what types of missed payments matter to your credit score’.

[Read more...]
This is post main image

What is a good credit score? The Good, The Bad and The Average

If you’re planning to apply for credit soon — like a loan, credit card or mortgage — your credit score matters. Check out Loqbox’s breakdown of what a good credit score is, plus our table of all the credit score ranges according to Equifax, Experian and TransUnion.

[Read more...]
This is post main image

Wellness experts share their tips for managing money worries

We’re opening up the money conversation. Loqbox speaks to financial wellness experts about how you can manage your money worries over the coming months.

[Read more...]
This is post main image

What is Financial Wellbeing?

Financial wellbeing is an important part of our financial health, and our physical and mental wellness too. Find out more about your financial wellbeing.

[Read more...]
This is post main image

Credit scores & car finance: What credit score do you need to buy or lease a car?

Discover what credit score is needed to buy or lease a car in the UK. Find out about car finance credit checks. Understand minimum credit scores for car finance. Get Loqbox top tips on how to improve your credit score when you want to buy a car.

[Read more...]
This is post main image

Why is my credit score not going up? Reasons your score may not be increasing

Does your credit score seem stubbornly stuck-in-the-mud? Does it feel like you’re slowly sinking in credit score quicksand? Here are some reasons your credit score might not be improving…

[Read more...]
This is post main image

Minimum credit score for a mortgage — What score do you need?

Many people say that buying a house is one of the most stressful things you can do. But working out what you can afford, building up a deposit and finding your dream home are just the start.To get a good mortgage deal, you’ll need to prove to lenders that you’re a responsible borrower. But what credit score do you need for a mortgage?

[Read more...]
This is post main image

What is my credit score? How to find your credit report​​

Want to find out what your credit score is? Looking to learn more about your credit report? Loqbox is here to help. In this blog we’ll answer some of the most common questions people have about their credit scores and credit reports.

[Read more...]
This is post main image

What is a credit score? How is it calculated and what affects it?

If you’re new to the game, credit scores can seem like a minefield. You only have to take a quick peek at social media to see how much confusion and conflicting information there is out there.

[Read more...]
This is post main image

Spring clean your finances

Spring is finally here! That can only mean one thing… It's time for spring cleaning!

[Read more...]