Kat

1. Debt: The First 5000 Years. Money isn’t just numbers in a bank account — it’s history, power and relationships. Graeber will change the way you see everything from student loans to the financial system itself. A must-read. 


2. Open up: Why talking about money will change your life. Money talk is the last taboo — but it shouldn’t be. Open Up makes the case for ditching the secrecy  and having honest conversations about our money. Because when we talk about money, we take control of it.

3. Four Thousand Weeks: Time Management for Mortals. Hot take: Time is money, so when you’re more intentional about how you spend your time, you can be more intentional about your money too. Burkman’s book will help you think about what you don’t want to do so that you can spend more time doing what you love.

1. Pay yourself first: My most powerful money habit is my payday routine. I take some time each month to set aside money for bills, groceries and, most importantly, fun. I enjoy the peace of mind that comes with knowing I’ve set money aside for everything I need so that I can be more intentional about spending money on the things I want. It’s a gamechanger. 


2. Spend time thinking about your money mindset: Things you heard people say about money during your childhood have a huge impact on the way money makes you feel now. So take some time to reflect on your mindset, and challenge your way of thinking. 


3. Start a sinking fund: Instead of feeling guilty about spending slightly more than you meant to on “little treats”, budget for them. Saving pots of money for specific things — like gig tickets and getting food out with friends — has totally changed my relationship with money.