Save your way to better credit

Grow your savings, build your credit, unlock a brighter financial future.
All for free with LOQBOX.

Start now

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Welcome to LOQBOX

Ahead of our nationwide launch, be among the first LOQBOX customers in the US. We believe that building your creditworthiness should be simple, free and available to everyone. That's why we created LOQBOX.

With LOQBOX, you can build your credit score by saving as little as $20 a month. All for free.

How it works


Save piggy

Start by deciding how much you can save each month for a year. We set up an interest-free loan for the total full-year amount in your name.


Grow piggy

Build your savings and your credit score by making on-time payments each month, which we report to a major credit bureau.


Unlock piggy

Once you’ve made your final payment, transfer the savings from your LOQBOX into a new savings account for free or withdraw into your own account for $40.

Start now

Still have questions?

Head to our FAQs

Helping you along the way

Your savings kept safe

We hold your money safely for you in an FDIC-insured major US bank.

Learn as you go

Get helpful financial tips during your time with us in our biweekly email series, LOQBOX Learn.

Get it all back

Unlock debt-free anytime and get back what you’ve saved so far, but you’ll get the best out of LOQBOX the longer you keep saving.

What happens next latest

Get started

You probably have a few questions

  • Where LOQBOX operates
  • How LOQBOX works
  • Making payments
  • Your credit score
  • Missing a payment
  • Leaving LOQBOX (unlocking)


Helping you to unveil the mystery of money and discover how to navigate the complex world of finance. Brought to you by industry experts at LOQBOX.

Read more

Get in touch

We’d appreciate any feedback or comments you might have about LOQBOX. We will use this information to improve your experience and the experience of our future customers.

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