Money Goals

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Are balance transfers good for my credit score?

Balance transfer credit cards are one of the most popular ways to begin clearing debts. So if your New Year’s Resolution is to work on becoming debt-free in 2023, or you’re looking to save some money on interest fees, this blog post is for you. ‍

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Here's what our members are celebrating in 2022

2022, what a year! But even though there have been many challenges to face, lots of Loqbox members have been able to achieve wonderful things. We just wanted to say a huge thank you to our 7,500+ members who have given us a 5 star review, and shine the spotlight on some of the ways you’ve hit your goals in 2022.

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Job status and credit score: Does changing job affect your credit score?

Whether you’ve recently landed a new job, unfortunately lost your previous one or you’re making ends meet some other way — you might be wondering if changing jobs can affect your credit score, and, you may want to know if your employment status or your income will impact on your ability to borrow money.

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Personal loans and their effect on credit score

With the cost of living rising, energy bills at record highs, and money stresses creeping up on us all – you may find yourself looking at your bank account wondering how you’ll manage the cold winter months ahead. If you don’t have an emergency fund in place (and over half of UK adults don’t), you may even be feeling like you have no choice but to take out a personal loan to help you manage.

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Does retirement affect your credit score?

Retirement is hopefully a point in your life when you can change gear, find a new rhythm, and indulge in hobbies and interests you never had the time for in the rat race. But do you have to worry about your credit score when you move from a regular salary to taking a pension? Does being retired affect your credit score?

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Money Goals: A 49-year-old making a career change

Occupation: Part-time PA and part-time Nutrition Student Industry: Creative Arts Age: 49 Salary: £16,000 Location: Wiltshire

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Money Goals: A 22-year-old mum building her emergency savings

Occupation: Stay at home mum Industry: None Age: 22 Location: Wolverhampton

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Money Goals: 20-year-old wanting to buy something without feeling guilty

Occupation: Substation engineer Industry: Engineering Age: 20 Location: London

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Money Goals: 39-year-old Teacher saving for holiday & learning about money

Occupation: Teacher Industry: Education Age: 39 Location: Wales Annual salary: £32,000

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Relationship goals: How to manage money together to achieve one big goal

Arguing about money with your other half isn’t fun. But talking about it is important. Learning to manage your money together can make your relationship stronger and help you realise your joint goals faster. For ambitious couples seeking advice to help them work towards this, read on. Here’s how to manage money together as a couple to achieve your one big goal.

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