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Balance transfer credit cards are one of the most popular ways to begin clearing debts. So if your New Year’s Resolution is to work on becoming debt-free in 2023, or you’re looking to save some money on interest fees, this blog post is for you.
2022, what a year! But even though there have been many challenges to face, lots of Loqbox members have been able to achieve wonderful things. We just wanted to say a huge thank you to our 7,500+ members who have given us a 5 star review, and shine the spotlight on some of the ways you’ve hit your goals in 2022.
Whether you’ve recently landed a new job, unfortunately lost your previous one or you’re making ends meet some other way — you might be wondering if changing jobs can affect your credit score, and, you may want to know if your employment status or your income will impact on your ability to borrow money.
With the cost of living rising, energy bills at record highs, and money stresses creeping up on us all – you may find yourself looking at your bank account wondering how you’ll manage the cold winter months ahead. If you don’t have an emergency fund in place (and over half of UK adults don’t), you may even be feeling like you have no choice but to take out a personal loan to help you manage.
Retirement is hopefully a point in your life when you can change gear, find a new rhythm, and indulge in hobbies and interests you never had the time for in the rat race. But do you have to worry about your credit score when you move from a regular salary to taking a pension? Does being retired affect your credit score?
Occupation: Part-time PA and part-time Nutrition Student Industry: Creative Arts Age: 49 Salary: £16,000 Location: Wiltshire
Occupation: Stay at home mum Industry: None Age: 22 Location: Wolverhampton
Occupation: Substation engineer Industry: Engineering Age: 20 Location: London
Occupation: Teacher Industry: Education Age: 39 Location: Wales Annual salary: £32,000
Arguing about money with your other half isn’t fun. But talking about it is important. Learning to manage your money together can make your relationship stronger and help you realise your joint goals faster. For ambitious couples seeking advice to help them work towards this, read on. Here’s how to manage money together as a couple to achieve your one big goal.
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