Credit Building

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Will my credit score be affected by my partner’s or marriage?

Your wedding day or civil partnership celebrations should be one of the biggest and best days of your life, right? You and your partner are ready to share the rest of your lives together – it’s exciting and something to dance about (literally). But as you get ready to legally join yourselves together, you may now be wondering: when it comes to your credit score, what exactly are you saying “I do” to?

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Why are my credit scores different?

Trying to figure out your credit score can be confusing. You think you’ve got it sorted. You know your credit score number and you know roughly where it sits on the scale. But then out of nowhere there’s this other number. And it’s different! "How many different credit scores are there?!" But don’t worry. Loqbox is here to help.

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Credit scores & loans: What credit score do you need for a loan in the UK?

Find out what credit score you need for a loan in the UK. Discover what loans you can get with a low credit score, or limited credit history. Loqbox gets you the best loan offers by improving your credit score.

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Why has my credit score gone down? Reasons your score may have dropped

If you’re not sure why your credit score is going down, don’t worry! In this blog, we’ll help you get to the bottom of why your credit score has dropped, and how you can start improving it again.

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Does having or going into your overdraft affect your credit score?

Loqbox is here to help you understand everything you need to know about overdrafts! Keep reading to understand how overdrafts affect your credit score and get tips for managing borrowing responsibly to protect your credit history.

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How do missed payments affect your credit score?

If you’re looking for answers as to how missed payments may affect your credit score then Loqbox is here to explain. We answer ‘how late payments can negatively affect your credit’, ‘how long missed payments stay on your credit file’, and ‘what types of missed payments matter to your credit score’.

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What is a good credit score? The Good, The Bad and The Average

If you’re planning to apply for credit soon — like a loan, credit card or mortgage — your credit score matters. Check out Loqbox’s breakdown of what a good credit score is, plus our table of all the credit score ranges according to Equifax, Experian and TransUnion.

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Why is my credit score not going up? Reasons your score may not be increasing

Does your credit score seem stubbornly stuck-in-the-mud? Does it feel like you’re slowly sinking in credit score quicksand? Here are some reasons your credit score might not be improving…

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What is a credit score? How is it calculated and what affects it?

If you’re new to the game, credit scores can seem like a minefield. You only have to take a quick peek at social media to see how much confusion and conflicting information there is out there.

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Coming soon: A new way to build your credit score as you spend

We have some exciting news to share today. Loqbox Spend is coming soon. It’s a new way to build your credit score and earn cashback as you spend.

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