Credit Building

How do missed payments affect your credit score?

If you’re looking for answers as to how missed payments may affect your credit score then LOQBOX is here to explain. We answer ‘how late payments can negatively affect your credit’, ‘how long missed payments stay on your credit file’, and ‘what types of missed payments matter to your credit score’.

What is buy now pay later?

Buy now pay later (or BNPL) isn’t new. But it is growing in popularity again with companies like Klarna, Clearpay and Laybuy appearing as payment options at online checkouts more and more. So should you use it? Here's what you need to know.

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