Loqbox Blog

Getting financially fit is just like getting physically fit. If you want to lose weight, you create a plan to achieve that goal. First, you set a goal for how much weight you want to lose and by what date. Then, you plan out how you’ll eat better and exercise more. Perhaps you set aside time to cook healthy lunch and dinner options in advance, with time built in to go to the gym 3 times a week.

We all want to improve ourselves, whether that’s with fitness goals, productivity, or the desire to live more sustainably. And with the incredible amount of knowledge we have at our fingertips, we think there’s no better way to practice self-improvement than in the area of personal finance. Educating yourself about your personal finances is also known as becoming financially literate.

Do you know the difference between a buyer’s market and a seller’s market? A buyer’s market means there are more homes available than there are buyers shopping for them.

The experience of being a broke college student has been glorified by university alums for years on end. Much like the plight of the starving artist, the broke college student is seen as a status to be desired, a status to brag about – elevated above college students with wealthy parents who fund extravagant spring break trips and expensive nights out.

Millennials have been trend-setters since they first entered their teen years (if not on the day they were born). From avocado toast to plant budgets, from bankrupting casual-dining to waiting longer to start families, millennials have pretty much always done things their own way.

If you’ve made the decision to move back home to the US after living abroad, we understand you might be feeling overwhelmed. You might be sad about leaving the country you’ve been calling home, or maybe you’re excited to get back home and see your family again.

Living abroad can be a magical experience. You get to immerse yourself in a new culture, practice fluency in a new language, meet new people with diverse backgrounds, and try delicious new cuisines. Perhaps you’ve been teaching English abroad, or maybe your remote work allows you to live anywhere in the world. You may be proud of your status as an expatriate (or expat for short).

Purchasing a home has always been anxiety-inducing for first-time buyers. There are new and unfamiliar things to learn like what a pre-approval letter is, what to expect from the home inspection, and the agonizing hours spent waiting to find out if your offer gets accepted.

A credit score can give you an overview of your creditworthiness, but you can find more detailed information about what has determined one of your credit scores by checking out your credit reports. And yes, you do have more than one credit score and more than one credit report, because there are multiple credit scoring companies and credit bureaus that calculate this information.

Do you have little to no credit history or even a bad credit history? Are you starting your credit journey a little late or wanting to get off a bad path and onto a good one?