Money Goals

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Finance and credit score trends seen in 2023

From rising inflation and the cost of living crisis, to cryptocurrencies and fintech apps that give the financial power back to consumers, money trends in 2023 have definitely had their ups and downs. Loqbox takes a look at some of the big finance trends and credit score trends we’ve seen this year and what they mean for you.

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Do business loans affect your personal credit score?

If you’re a budding entrepreneur or small business owner you might be wondering how business loans, associations, and credit cards affect personal credit scores. Or, if you’re dreaming up a new business venture, you might be asking, “does your personal credit score affect a business loan?” Loqbox asks do business loans affect personal credit? Let’s get into it.

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No gift Christmas? Christmas present ideas with no money

The holiday season is a time of joy, togetherness and gift-giving. But what if this year's budget is tighter than Santa's belt? Don't worry, a no gift Christmas doesn't mean a joyless one. Loqbox has wrapped up heartwarming Christmas gift ideas when you have no money, or even just if you need to cut spending to focus on your financial goals.

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You’ve heard of willpower, now discover waypower

Around this time of year, our minds tend to turn towards resolutions around what truly matters to us most. And if you’re reading this, you’ve likely decided what your goal for the year ahead is already. ‍The true challenge from here lies not only in setting the goal — but in achieving it. And this is where the concept of 'waypower' comes in. It’s your practical roadmap that complements the motivational drive of your willpower.

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Saving money for Christmas: Your Christmas savings plan

We all have our own little traditions that make Christmas special — whether it’s the food or simply a chance to spend time with friends. But, unfortunately, money can sometimes make us feel a little less festive — it’s really common to worry about financing Christmas. Loqbox is here to share some great tips and ideas to make saving for Christmas a breeze.

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What is ethical investing?

If you want to match your financial goals with your ethical values, Loqbox has you covered with a deep dive into the world of ethical investing. Not only can you grow your wealth, but by investing ethically you can also help to build a better world and a more responsible future. Let's unpack the what, why, and how of ethical investing in the UK.

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Eight alternatives to savings accounts

When it comes to growing your hard-earned money, traditional savings accounts might not always offer the best returns. Luckily, there are lots of alternatives to savings accounts in the UK that can provide better returns and help you hit your financial goals faster. Loqbox looks at eight safe alternatives to savings accounts to make more money.

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How to invest in stocks and shares for beginners in the UK

Investing can be risky. But, when things go well, it’s possible to make greater returns than you can get on your savings accounts. If you want to invest in stocks but you’re not sure where to start, don’t worry. Loqbox has you covered with our ‘stocks and shares for beginners’ guide. Discover some great hints and tips on how to invest in stocks in the UK.

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How to travel on a budget?

Going on amazing adventures abroad and experiencing everything the world has to offer without breaking the bank can feel like an impossible day dream. But Loqbox has some really useful tips and tricks to help you travel on a budget, or even just go on holiday on a budget. Read on for cheap ways to travel and make memories that last a lifetime.

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What is sustainable investing? How to make responsible investments

We’re all worried about our planet. We are faced with concerns about climate change, social inequality, and environmental issues at every turn. So, it makes sense that investments are starting to be seen through a greener lens too. But is it possible to achieve your financial goals while also making a positive impact on the world? Loqbox gets into it.

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