Money Goals

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How to achieve financial freedom in five years

For many of us, the words ‘financial’ and ‘freedom’ rarely get used in the same breath. While the words ‘money’ and ‘worries’ seem to be BFFs! But what if we told you it’s possible - and maybe not as hard as you might think - to achieve financial freedom within five years? Loqbox has 10 steps to help you get there!

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Credit score and investing

If you’re looking to get into investing, The first thing you should be investing in is a bit of time to get to know different types of investments and how they impact your credit scores. Loqbox is here to help you unpack the essentials!‍

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Are balance transfers good for my credit score?

Balance transfer credit cards are one of the most popular ways to begin clearing debts. So if your New Year’s Resolution is to work on becoming debt-free in 2023, or you’re looking to save some money on interest fees, this blog post is for you. ‍

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Here's what our members are celebrating in 2022

2022, what a year! But even though there have been many challenges to face, lots of Loqbox members have been able to achieve wonderful things. We just wanted to say a huge thank you to our 7,500+ members who have given us a 5 star review, and shine the spotlight on some of the ways you’ve hit your goals in 2022.

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Job status and credit score: Does changing job affect your credit score?

Whether you’ve recently landed a new job, unfortunately lost your previous one or you’re making ends meet some other way — you might be wondering if changing jobs can affect your credit score, and, you may want to know if your employment status or your income will impact on your ability to borrow money.

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Personal loans and their effect on credit score

With the cost of living rising, energy bills at record highs, and money stresses creeping up on us all – you may find yourself looking at your bank account wondering how you’ll manage the cold winter months ahead. If you don’t have an emergency fund in place (and over half of UK adults don’t), you may even be feeling like you have no choice but to take out a personal loan to help you manage.

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Does retirement affect your credit score?

Retirement is hopefully a point in your life when you can change gear, find a new rhythm, and indulge in hobbies and interests you never had the time for in the rat race. But do you have to worry about your credit score when you move from a regular salary to taking a pension? Does being retired affect your credit score?

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Money Goals: A 49-year-old making a career change

Occupation: Part-time PA and part-time Nutrition Student Industry: Creative Arts Age: 49 Salary: £16,000 Location: Wiltshire

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Money Goals: A 22-year-old mum building her emergency savings

Occupation: Stay at home mum Industry: None Age: 22 Location: Wolverhampton

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Money Goals: 20-year-old wanting to buy something without feeling guilty

Occupation: Substation engineer Industry: Engineering Age: 20 Location: London

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