Get Financially Fit

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I need to manage my money! Our top tips to personal money management

Managing your money can feel overwhelming. But getting it right might save you £1,000s every year and help you find financial wellness and stability. It takes some patience and commitment but with Loqbox’s guide it doesn’t have to be daunting! Read on for tips and advice for personal money management.

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Do utility bills (like your energy bills) affect credit scores?

It would be nice if your regular payment of utility bills (like energy or mobile phone bills) would count towards your credit report and positively affect your credit score, right? Unfortunately, they generally have no impact. And worst of all, when they do it’s usually a negative one! But it’s not all bad news. When it comes to credit Loqbox knows the score.

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How to build a savings habit that sticks

Whether it’s for an unexpected emergency or a wonderful celebration, most of us can agree that having a healthy pot of savings would really help to manage the big moments in life. The tricky part is building those savings. It takes a long time and money doesn’t grow on trees (sigh). So Loqbox has put together this blog to help you build a savings habit that sticks.

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Why January is the best time to take charge of your financial future

It’s time to leave Christmas behind, and start looking ahead to a brand new year. If you’re looking for ways to boost your financial wellbeing in 2023, then you’ve come to the right place! Here are our top reasons for taking control of your money this January.

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Credits scores & payment holidays

Payment holidays from credit cards, loans or mortgages let you take a break from repayments so you can balance your money if you are struggling to make ends meet. But do they show on your credit rating or affect your credit score?

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What is financial happiness (and how can I achieve it)?

When you think of ‘financial happiness’ that doesn’t necessarily mean ‘being rich’, right? A recent survey by Loqbox suggested that our members tend to classify financial wellbeing as being less to do with wealth, but rather that you don’t have to think (or worry) about money. We all have different situations in life, and we’re all trying to do our best. So what can we do to improve our financial happiness to make sure we’re enjoying happier, healthier relationships with money?

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15 credit score terms you should know

It’s easy to get confused when you’re looking at your credit score. There’s a lot of credit terminology that could be unfamiliar, not to mention US terminology mixed in with ours here in the UK! But it’s actually all a lot more simple than it looks, so Loqbox is here to help translate 15 common credit terms that are really useful to know.

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Can a phone contract improve my credit score?

Everybody’s got one in their pocket, but that doesn’t mean your phone should burn a hole in it. Find out what credit score you need to get a mobile phone, how phone contracts affect your credit score and if there’s a minimum credit score you need to get a phone contract. Let’s get into it!

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Should I worry about my credit score?

If you want to make a big purchase, get a mortgage to buy a house or apply for a credit card in the UK – you’ll hear lots about your credit score. So what is it and why should you worry about your credit score?‍

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Financial fitness is the next big wellness trend

We’re all in love with wellness trends. Whether we’re brewing our Lion’s Mane mushroom coffee, joining in with Joe Wicks on YouTube, or taking a minute out with Headspace — finding ways to feel good about your body and mind has never been so easy.

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