Simple steps to a richer life
Everyone has a story. And as individuals, we get to be the ‘main character’ of our own lives — with all the colourful chapters that unfold for us, and the turned down corners of pages that hold our important events.
Tracking spending is an important part of building (and sticking to) a healthy budget. It also helps you work towards your financial goals. Keeping track of expenses and getting a realistic understanding of all of your outgoings is vital to making the most of your income. Loqbox has simple tips for the best way to track spending and budget.
When it comes to your personal finance, it's important to have some sort of budgeting strategy that works for you and your individual circumstances. One approach that’s had a lot of attention on TikTok recently is the 70-20-10 rule. So what is it and is it right for you? Loqbox takes a closer look.
If you’re between 18 and 25 years old, you’re a young adult. As the name suggests, it’s a time when you might be starting to support yourself in new and different ways. It can be daunting, especially when it comes to managing money for young adults and personal finance for teens. Loqbox has your back with some great finance tips for young adults.
Everybody loves payday! We’ve been waiting for it, watching it get closer in the calendar until finally it arrives. In fact, we’re so excited that we go out and splurge the lot. Then you’re back to ticking off days on the calendar! Does that sound like a familiar pay-day routine? Don’t panic! Loqbox’s simple guide explores how to manage money better.
We all know what it’s like to be stressed about money, and how much it can impact our lives. Financial happiness is about taking control of your money, being secure in your situation, and feeling empowered to make informed decisions that fit your goals. Loqbox takes the weight off your shoulders with practical tips on how to improve your financial wellbeing.
Your 30s are an exciting and pivotal time in life. With new responsibilities and financial milestones on the horizon, it's a crucial time to make good money decisions, whether you're starting with a strong financial foundation or find yourself with no savings at 30. From savings targets to income goals and retirement plans, Loqbox dives into financing your 30s.
Building generational wealth, or generation wealth, is about creating a financial legacy for your family. If you are thinking about building wealth for your children and grandchildren, you’ll also be wondering: “do I need to build my wealth first, and how do I do that?” Loqbox looks at starting your legacy today and how to build generational wealth.
In today's world, our financial health is largely judged by our credit score. A good credit score can help you get approved for loans and credit cards, while a bad credit score can limit your borrowing power. But what’s the difference between borrowing power vs credit score? Loqbox has the answers.
Whether it’s a long-term situation or something you hope will be temporary, when you find yourself unemployed, it can be a really stressful time and your finances may be under a lot of strain. Loqbox is here to help answer whether being unemployed could affect your credit score.