You’re probably aware that the strength of your credit history is important because it affects your likelihood of being approved for things like mobile phone contracts, mortgages, credit cards and loans — as well as impacting the cost that these products will be offered to you. But you may not know that your credit history is also important for identification. For … [Read more...] about How to improve your credit score
Christmas is a magical time of year for many of us in the UK. Spending time with family and friends, watching movies, listening to cheesy festive music, enjoying delicious food and of course — there’s the gifts. However for all the joy it brings, it’s not without its stresses. One of the biggest challenges of the Christmas period lies in attempting to make it to the … [Read more...] about Naughty or nice: How are you managing your money this Christmas?
Christmas can be a really expensive time of year. Mainly because of the gifts. Unlike on birthdays where you only have to get one person a gift per birthday, Christmas means we have to get everyone a gift... all at once. And because this adds up quickly, it can be financially challenging. But many of us, after the year we’ve had, are feeling anxious to keep costs low. … [Read more...] about Cheap Christmas gifts to help you spend less in 2020
"I know that this is a topic that is almost over explored. It’s also a topic that we can find on the LOQBOX blog. But I am still not sure how to maximise the benefits of having a credit card. I used a credit-builder credit card for almost 2 years, but my credit score did not improve significantly.Because of this, I’m worried I’m doing something wrong. Could you elaborate on the … [Read more...] about Top tips for using a credit-building credit card to improve your credit score
In our blog on how to budget better, we gave you some crucial money management tips. With those in mind, we wanted to share our favourite free money management apps that’ll help you watch your spending and keep track of your finances. Why use a money management app? Money management apps are a great example of how a little help from technology can make a big … [Read more...] about LOQBOX Learn: Free apps to manage your money