Whether you’re starting to think about buying a home, or you’ve made the decision and now you’re looking at how — this blog is going to be really handy for you. In this post I invite you to join me as I map out the journey first-time buyers take when they become homeowners. This is going to be a long one, so grab a cup of tea and get comfy. Ready? Let’s do … [Read more...] about The home buying process, mapped out
Buying A Home
On July 8th Rishi Sunak revealed a stamp duty holiday on properties of up to £500,000 effective immediately in England and Northern Ireland. Scotland and Wales followed soon after announcing their equivalent of stamp duty holidays, and waiving stamp duty on purchases up to £250,000 in both countries. Why? The stamp duty holiday is not only about helping people achieve … [Read more...] about Stamp duty holiday: What it means for first-time buyers
To say it’s been a strange year for the property market is an understatement. The UK housing market was effectively frozen for seven weeks between March and May this year. Although it’s back open now, it’s far from business as usual. As if buying a property isn’t already a turbulent and uncertain rollercoaster ride at times, Covid-19 has added extra considerations into the mix. … [Read more...] about Four things first time buyers need to consider when buying a home during Covid-19
They say buying a house is one of the most stressful things you can do. Working out what you can afford, scraping together a deposit, and finding your dream home are just the start. To get a good mortgage deal, you’ll need to prove to lenders you’re a responsible borrower. Luckily, there’s something you can do to make that part a little less stressful… Wait. What shape is … [Read more...] about How does your credit history affect mortgage applications?