For many people in the UK, their first encounter with credit scores is when they start looking at how to buy a house. Why? Because their credit score can give them a pretty good indicator of how likely they are to be successful in applying for a mortgage. What credit score do you need to buy a house? The short answer is that there isn’t an agreed-upon minimum credit score … [Read more...] about What credit score do you need to buy a house?
Buying A Home
So you’re in a great relationship, you think you’ve found the one, and now you’re looking to buy a house with that special person. You’re getting a kick out of day-dreaming about what your home together will be like. Perhaps fantasising about picking out paints, and splashing a little over each other’s faces playfully while decorating together on a Saturday morning in your … [Read more...] about Buying a house with your boyfriend or girlfriend
Saving for a deposit to buy your first home can feel like an enormous battle. Imagining all the things that you’ll have to say no to, and summoning the discipline required to reach your goal, can feel overwhelming. But it doesn’t have to be like that. Just like anything, saving for a deposit can be broken down into fun and simple things to do. And over time it’ll become a … [Read more...] about Fun ways you can make money for your mortgage deposit
The dynamics of the property market in the UK shift all the time. Sometimes changes happen overnight, and sometimes they are more gradual. In a buyer’s market, the buyer (that is the person buying the property) has the advantage. A buyer’s market is created when there are more properties available on the market than there are potential buyers for those properties. In a … [Read more...] about Tips for negotiating in a seller’s market
Whether you’re starting to think about buying a home, or you’ve made the decision and now you’re looking at how — this blog is going to be really handy for you. In this post I invite you to join me as I map out the journey first-time buyers take when they become homeowners. This is going to be a long one, so grab a cup of tea and get comfy. Ready? Let’s do … [Read more...] about The home buying process, mapped out