Hey there, we're Loqbox

We know being rejected for a loan can be frustrating. The good news is you’ve got options in the long run. While we don’t offer you direct cash for spending, we do offer you a way to build better credit, so you’re more likely to be approved for other financial products in the future.
Start your free trialTrustpilot score of 4.5 stars out of 5

Free for 7 Days, then £2.99 per week unless cancelled. Additional features cost extra.

Improvements to your credit score are not guaranteed. Missing payments to Loqbox or other credit accounts may harm your score.

Get access to credit
"When I moved to the UK every credit card company denied me. After three months with Loqbox,  I was eligible. I knew it was because of Loqbox."
Morayo, Loqbox member

How it works

Here’s how to achieve your money goals with Loqbox:

Join Loqbox

Sign up for membership - It's £2.99 per week, but the first week’s on us, with a 7 day free trial*.

Log in and activate credit-building tools

Explore the tools included in your membership to help you take control of your finances.

Make monthly payments

Each month, we’ll report your repayments to the credit reference agencies (CRAs), helping you build your credit.

Watch your credit history grow

You’re beginning your journey towards a brighter financial future. You’ve got this.

Join the 1,000,000 people we've already helped

We help you prove to the CRAs that you’re great at managing payments — and that’s the key to unlocking better financial opportunities in the future.

Loqbox helps you grow your financial knowledge, save for your future and feel good about money. It’s easy, automatic and new members can access all our credit-building tools for free in their first week. Cancel or downgrade anytime before the 7-day trial ends.

Join now

*£2.99/week unless cancelled. Additional features cost extra.